The Problem With Small Cars

I was driving around town with Kyle for some reason (don't ask me what town, because i have no idea). I found out at some point that Kyle was with me because i was supposed to drop him off somewhere afterward so he could work on his homework or something. I also found out that the homework was for some sort of auto-shop class. I think we were on some sort of mission as well, but i forgot what it was, so i think we decided to just goto Dairy Queen instead. I was getting completely lost, but Kyle kept assuring me, "I know where we're going. Just keep going straight." All of a sudden, i noticed that i was driving really fast for some reason and having trouble controlling the car. I also heard sirens behind me, so that worried me, but i didn't see anything. THEN, some car going even faster than me came and clipped me. The damage on his car was a lot worse, and i almost kept going, but i decided to stop. However, when i went to park, i parked right next to a gutter, and my car fell in somehow! I was pretty pissed about that because the damage to my car wasn't too bad, but now i was gonna have to get a crane or something to get it out of the sewer (Kyle and i had gotten out of the car before it fell in somehow). When the driver of the other car got out, it was a little black kid who looked about 12. For some reason, it never occurred to me that he shouldn't be driving in the first place. The cops came, and they seemed to realize it was the kid's fault, but he kept trying to place the blame on me because i had my earphones in. The cop told me that i should know that thursday-sunday you can't have earphones in or something like that. That's all i remember.
The accident seemed very GTA-esque, but i haven't played in like 2 weeks.